Serious Mortgages. Seriously Good Service.
Need a Mortgage? Wil Reguera...
From straightforward home purchases to complicated loan scenarios, Wil brings experience, strategy, and personal service to every mortgage.
Buying a home, refinancing, tapping into your equity, or financing an investment property can feel overwhelming. Wil Reguera helps make the process understandable, organized, and—believe it or not—a little less stressful.
Have a complicated situation? Those are often Wil's favorite kind.
Okay, But Why Is Wil "The Bomb"?
Because a good mortgage professional should do more than quote an interest rate.
Wil takes the time to understand the entire situation, explain the available options, identify potential obstacles, and structure a financing plan that makes sense. Whether the loan is simple, complicated, or somewhere in between, clients receive the same combination of experience, communication, and personal attention.
Experienced Guidance
Mortgage knowledge developed through years of real-world lending experience.
Creative Loan Solutions
Options for traditional borrowers, self-employed clients, investors, and unique financial situations.
Straight Answers
Clear explanations without burying clients under industry terminology.
Personal Service
A real mortgage professional who remains involved throughout the process.
The name may be fun. The work behind it is very serious.
Comprehensive Solutions
One Wil. A Whole Lot of Mortgage Options.
Every borrower, property, and financial goal is different. Wil works with a wide range of mortgage programs to help clients identify the financing option that best fits their situation.
Home Purchase Loans
Whether purchasing a first home, next home, vacation property, or forever home, receive guidance from preapproval through closing.
- Conventional
- FHA
- VA
- USDA
- Jumbo financing
- First-time homebuyer options
Refinance Options
Review the current mortgage to determine whether refinancing could help reduce the payment, remove mortgage insurance, adjust the term, or meet another financial goal.
Request a Mortgage ReviewHome Equity Options
Explore HELOC and home equity loan options that may allow homeowners to access available equity without necessarily replacing their existing first mortgage.
Explore My EquitySelf-Employed & Non-QM Loans
Traditional tax returns do not always tell the entire financial story. Explore alternative documentation programs for business owners and nontraditional borrowers.
- Bank statement loans
- Profit-and-loss programs
- 1099 programs
- Asset utilization
- DSCR investor loans
Investor & DSCR Loans
Financing options for rental properties and real estate investors, including programs that may use the property's rental income to help determine qualification.
Finance an Investment PropertyCondo Financing
Highlight Wil's knowledge of condominium financing, association documentation, project requirements, and challenging condo scenarios.
Discuss My CondoCommercial & SBA Financing
Financing assistance for business owners seeking commercial real estate, business acquisition, equipment, expansion, or eligible SBA financing.
Discuss Business FinancingProgram availability and qualification requirements vary by lender, location, and borrower profile.
Mortgage Situation a Little…
Explosive?
Credit issues? Self-employed income? A unique property? A complicated condo? An investor transaction? A previous lender who could not complete the loan?
Before assuming the answer is no, let Wil review the complete situation. Difficult does not always mean impossible—it usually means the loan needs a more experienced strategy.
No judgment. No pressure. Just an honest conversation about the available options.
Simple & Transparent
A Better Mortgage Process—Without the Drama
Schedule a Conversation
Tell Wil what you are trying to accomplish and what concerns you may have.
Review the Complete Picture
Wil reviews your income, credit, assets, property, timing, and overall goals.
Compare the Options
Receive a clear explanation of the programs and strategies that may fit your situation.
Move Forward With Confidence
Once the right direction is identified, Wil and the Fundnancial team help guide the mortgage through processing, underwriting, and closing.
The only surprise should be how manageable the process feels.
The Broker Advantage
More Options. More Strategy. One Point of Contact.
A mortgage broker can review programs from multiple lending sources rather than being limited to the products offered by only one bank. This can be particularly valuable when a borrower has a unique financial profile, needs a specialized loan program, or simply wants to compare different financing structures.
Wil helps clients evaluate the complete loan—not just the advertised rate—including the program, payment, costs, qualification requirements, long-term strategy, and likelihood of a smooth closing.
Access to a broad range of mortgage programs
Personalized loan structuring
One experienced professional coordinating the process
Wil Reguera
Principal Broker & Mortgage Originator
Principal Broker & Mortgage Originator
Meet Wil Reguera
Wil Reguera is the Principal Broker and Mortgage Originator at Fundnancial Corp. He has built his business around personal service, practical mortgage guidance, and the belief that clients deserve honest answers—even when the honest answer is not the easiest one.
Wil works with homebuyers, homeowners, investors, self-employed borrowers, real estate professionals, and business owners. His goal is not simply to close a loan. It is to help each client make a well-informed financing decision and become a trusted resource they can call long after closing.
When the situation is straightforward, Wil keeps it simple. When the situation is complicated, he digs in.
That is why people say:
"Wil Is The Bomb."
Agent Partnerships
Realtors: Let's Make Your Next Deal Less Stressful
A strong mortgage partner can help real estate professionals protect their transactions, communicate more effectively with clients, identify financing concerns early, and create solutions when unexpected issues arise.
Wil works closely with real estate agents from preapproval through closing and remains available to review scenarios, answer questions, provide payment estimates, and help clients understand their financing options.
Because "I can't reach the lender" should never be the reason a deal falls apart.
Client Experiences
The Reviews Are In—and They're Pretty Explosive
Real experiences from clients and business partners who trusted Wil with their mortgage needs.
"Wil saved my home purchase when another lender backed out at the last minute. He restructured the loan and closed in 14 days!"
Carlos M.
Homebuyer • Miami, FL
"As a self-employed business owner, traditional banks turned me away. Wil used a bank statement loan program that fit my business perfectly."
Elena R.
Self-Employed Borrower • Fort Lauderdale, FL
"Wil is my go-to lender for all my real estate clients. He actually picks up the phone and gets difficult condo deals closed smoothly."
David S.
Realtor • Coral Gables, FL
Got Questions?
Mortgage Questions? Fire Away.
Free Consultation — No Obligation
Ready to Schedule Your Mortgage Consultation?
Schedule a friendly, no-pressure consultation to discuss your homeownership, refinancing, or investment goals. Wil will review your situation and help you understand the best routes forward.
Your Mortgage Does Not Need More Drama. It Needs Wil.
Whether you are buying, refinancing, investing, accessing equity, or trying to solve a difficult loan scenario, start with a straightforward conversation.
Tell Wil what you are trying to accomplish. He will help you understand the options and determine the best next step.
Big mortgage goals. Complicated questions. Straight answers.